As a horsebox owner it can be worth obtaining specialist horsebox insurance as the policy will have been created specifically with your needs in mind.

Consider the price – Naturally the price is going to be a consideration for anyone finding horsebox insurance. It is important however not to get too hung up on price as you may end up sacrificing your level of cover for your wallet. Find the best price out there by shopping around but be sure to get a policy that meets your requirements.

Your Usage – As a hobbyist it is unlikely you will be using your horsebox every single day, alternatively you may be a racehorse breeder and have to use your horsebox all the time. Whatever your situation it is worth considering how much you are going to use your horsebox on a yearly basis and telling your horsebox insurance provider about this as a lower mileage may result in a cheaper premium.

What’s Inside? – Most modern horseboxes actually resemble motorhomes and will contain a plethora of items such as televisions, electrical equipment nor too mention expensive saddlery items. Subsequently you may want to consider the contents insurance element of your policy to make sure that if anything is stolen you will be able to make a claim and recoup the financial losses. This is unlike other insurance policies such as HGV insurance whereby you would need separate insurance for the contents.

Accident Process – If you have an accident whilst carrying horses their welfare will understandably be a huge concern. As such it is worth enquiring about how the horsebox insurance provider will help with alternative transport or emergency stabling if you cannot continue your journey.

Naturally these are only a sample of the considerations you will have to make when obtaining horsebox insurance, they have however hopefully pointed out the mentality you need to approach buying insurance so that you obtain a cost effective and wide reaching policy.